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"Unless the Lord builds the house, those who build it labor in vain." – Psalm 127:1

Mortgage Rates Stable

Published November 14, 2025

Freddie Mac released its latest Primary Mortgage Market Survey on Thursday, November 13. The survey showed mortgage rates have remained steady compared to the prior week.

This week, the 30-year fixed rate mortgage averaged 6.24%, up from last week’s average of 6.22%. Last year at this time, the 30-year fixed rate mortgage averaged 6.78%.

The 15-year fixed rate mortgage averaged 5.49% this week, down from last week’s 5.50%. During the same week last year, the 15-year fixed rate mortgage averaged 5.99%.

“Rates for the 30-year and the 15-year fixed-rate mortgage essentially remained flat this week, but we did see purchase activity increase, which is encouraging.” said Freddie Mac’s Chief Economist, Sam Khater.

Based on published national averages, the savings rate was 0.40% as of 10/20. The one-year CD averaged 1.68%.